With 20+ Lenders, we’re here to look after you

About Us

Key Strategy Solutions is a Home loan and Mortgage Broking service with a difference!  We will provide you with an outstanding personal service, support and expertise that come from dealing with a Company that has experience in the lending Industry.


 Key Strategy Solutions offers a free, comprehensive mortgage broking service to compare hundreds of loans & find a great deal that’s right for you.

Whether you need to top up your loan for renovations or redraw to cover unexpected expenses, we can help give you the flexibility you need. Here’s how!

What We Do

We have access to over 20 different lenders, so we are certain we will get you the best deal.
Before you go car shopping, ask me for a Free Car Quote!
If you are looking to grow your business, buy new equipment or lease new vehicles, we can assist with making this happen.
If you’re a first time investor we can show you the ropes!


Our Services

We specialize in tailoring finance solutions that suit your needs. We are 100% independently owned, and with access to over 20 lenders including major banks, specialist lenders in credit impairment, and private funders – we have all your finance needs covered


Home Loans

Home loans are available in many different variations. There are introductory, fixed and variable rates offered by lenders, with interest-only or principal & interest (P&I) repayment methods. The fees and features offered by each lender differ and there are a multitude of variations available to suit your needs.First-time buyers need to have the right knowledge when looking to buy, from what repayments and loan options they require to suite their circumstances. They should also know how to compare loans and where to look to get an overview of the market.With access to over 20 lenders and over a hundred different loan products click the contact us button for an appointment.Standard variable loans are Australia’s most popular type of home loan. The interest rate varies throughout the loan term. These loans generally offer excellent flexibility, low fees and often offer great features such as an offset facility, redraw facility, no limits on additional repayments and in most cases, no early pay-out penalties.

Debt Consolidation

Do you have multiple credit card or store card debts? We could help you with your debt consolidation, and you could benefit from having just one regular repayment to manage.

  • You can work out a payment plan that suits your situation
  • Know when you’ll have your debt paid off with a choice of flexible loan terms

We can show you how easy it is to help manage your budget with one loan to consolidate your debt and just one regular payment.




When you refinance, you may have enough equity in your home to remove some cash. To do this, your new loan must be higher than the balance of your current mortgage. Cash-out can help consolidate debt, such as credit cards. Since your refinance loan is significantly cheaper than loans from your credit card companies, you’re saving more in the long run.

There are many reasons why people refinance their home loans including:

• the option to roll all your debts into one.
• to take advantage of a cheaper interest rate or lower fees.
• to take advantage of other features offered by other products.
• to switch from a fixed to variable rate loan, or vice-versa.
• to access the equity in your home to use for renovations, holidays, other investments etc.

First Home Buyers

We are here to help you take that big step. As a first home buyer, you probably have a million questions running through your head – how much do I need for a deposit? Do I qualify for a first home owner grant? What will be my monthly repayments? Do I want a fixed or variable loan?

In some cases, clients are not sure of what they want until some of the possibilities or ideas they have are brought to life as potential scenarios. We will inform and educate you on what might be possible in securing your financial future, and go through the advantages and risks of each scenario to help you make an informed decision, with a clear idea of how to manage things going forward.



Finance for Renovating

Start by making a plan and finding the right loan. You’ll need a firm project plan, and financial flexibility to ensure you get the results you want.

Getting ready for your project

  • Utilising experts
  • Thinking about your finances

Planning your renovations

  • Renovating to suit your house
  • Staying within regulations

Using a flexible home loan

  • Finding features that suit you
  • Getting more flexibility with a line of credit
  • Getting more help

We can help you get started!

Car Loans

If you are purchasing a new or used vehicle for the family or the business you need to make sure you are getting the best deal.

The car dealer will often fall over themselves to get you into finance and there is a good reason. They can make more commission from the finance than the sale of the car. You need to investigate you options & I will help you understand the finance options and make sure you get a good deal

Normally the easiest thing is to organise Pre-Approval finance before you go shopping, so when you find the perfect car you are ready to roll.

I am able to help with any of the below types of finance

  • Personal loan
  • Consumer Car Loan
  • Chattel Mortgage
  • Hire Purchase
  • Finance Lease
  • Novated Lease



Vehicle Leasing

Leasing is a smarter business strategy when vehicles are often one of the top two or three business expenses, with operating leases offering cashflow certainty, mitigating against asset risk and operating cost budgets.  Novated finance leases can also be offered to your valued employees, providing them with a tax-effective salary sacrifice vehicle option.

Equipment Finance

Lease the vehicle you need with no upfront deposit and flexible terms to match your cash flow requirements. The Bank owns the vehicle during the lease agreement.

  • Most depreciable assets can be financed
  • Terms range from two to five years
  • $10,000 minimum finance lease amount
  • Interest rate and repayments fixed for contract term
  • Irregular or seasonal payment schedules available

Ask me for a free quote today!




Business Loans

Launching a new initiative, expanding your company, or investing in shares? We have competitive rates and flexible repayment options.

  • Repay at your own pace
  • Redraw funds whenever you choose (up to the approved limit)
  • Pay bills and transfer money electronically without leaving your home or office
  • Save on interest costs by only paying for the funds used

For more information, book an appointment using our contact form or online chat!

Commercial Loans

Commercial loans are not as straight forward as a home loan. There are so many options that banks can help with. The problem is that each bank is different and have their own specialities and niches.
Rather than waste your time going from bank to bank lets work together to find you a solution.
Here are some ways I can assist:
• Equipment or Vehicle finance
• Business loan
• Overdraft
• Residentially secured Business loans
• Commercial property loan
• Development finance


SMSF Loans

IT was once the domain of wealthy baby boomers, but now younger Australians on average incomes have begun using self-managed superannuation funds (SMSFs) to invest in property. Some have realised that their current retirement strategies may not meet their lifestyle preferences when they reach retirement.

Figures show that  people aged between 35 and 54 opened 61 per cent of all new SMSFs, which allow investors to roll their existing superannuation into their own fund and decide how it is invested.

Like other superannuation (super) funds, self-managed super funds (SMSFs) are a way of saving for your retirement. The difference between an SMSF and other types of funds is, generally, that members of an SMSF are the trustees. This means the members of the SMSF run it for their own benefit.

People set up their own SMSF for control, flexibility and personal investment choice. You get to decide on your fund’s investment strategy and choose what your fund invests in and like all super funds the tax rate of an SMSF is 15 percent.

You can only buy property through your SMSF if you comply with the rules.

Our Team

Whether it’s your first home, or an investment property; a new home for a growing family or a renovator’s special, at some stage you’ll need to borrow money to purchase or improve property. In fact, if you have any borrowing needs, we can help you.

Laurayne Walkerden

Laurayne Walkerden

Mortgage Broker

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Our Lenders

Using a broker has it’s benefits. We know the credit criteria of 20 lenders and over 200 products. By working with you we are able to ascertain the right product that will best suit your needs and grow with you.

Australian Financial
Australian Financial
Barnes Home Loans
Barnes Home Loans
Commonwealth Bank
Commonwealth Bank
ING Direct
ING Direct
La Trobe
La Trobe
Liberty Financial
Liberty Financial
Macquarie Bank
Macquarie Bank
ME Bank
ME Bank
Pepper Home Loans
Pepper Home Loans
St George
St George

Latest News

Keep up to date with latest interest rates and product information by visiting our blog!

Guide To Structuring Your Loan Portfolio

Pleased with results
October 26th

Your ability to expand your property portfolio hinges on how well you structure your loans. We show you how to do it right. Portfolio planning and preparation are crucial to the long-term success of your property investment endeavours, and they do go hand-in-hand with structuring. There are two parts to structuring:  The loan structure of your investment portfolio The structure […]

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Tips on Moving Home!

October 23rd

Planning your move Make sure you plan as far ahead as possible. Remember that the removalists will be handling your valued and often irreplaceable possessions, so it is important to use a reputable firm. Consider insurance to cover your contents while they are being moved. Discuss this with the removal company. Obtain a quote for […]

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PO Box 165 Oatlands NSW 2117.